Coastal Wind
Coastal wind exposure in an increasingly significant exposure. We’re pleased to offer flexible wind capabilities, including:
- Lower minimum premiums
- Relaxed mileage restrictions
- Access to increased wind capacity from market
| | - Manufacturing facilities
- Ability to offer Primary/Buffer/Excess coverage
|
Capabilities Locations- Miami-Dade, Broward Palm Beach & Collier Counties: $5 MM - Fire Resistive/Modified Fire Resistive,Masonry Non-Combustible
$2.5 MM - Non-Combustible
- Capacity on newer Joisted Masonry and Frame locations
Remainder of State Counties: $5 MM - Fire Resistive/Modified Fire Resistive, Masonry Non-Combustible
Minimum Premium - $10 K – $100 K based on current location
- Lowered minimum premium in inland counties to $10 K
- Tri-county remains at $100 K
| | Deductible Locations- Miami-Dade, Broward Palm Beach, Collier Hillsborough, Pasco & Pinellas Counties: - 5% per policy TIV
- Minimum deductible of $100 K per
Remainder of State Counties: - 5% per policy TIV
- Minimum deductible of $50 K per
AOP Additional Capacity for Tier 1 and Tier 2 Accounts located in: - Alabama
- Georgia
- Louisiana
- Mississippi
- North Carolina
- South Carolina
- Texas
- Virginia
Our markets have the ability to write up to $5 MM in capacity in these states in either a primary, buffer or excess position and will consider Frame, JM, MNC, and Fire Resistive construction. |
Additional Considerations
- In California, this product can also be used on Public Works projects to satisfy code 7105 where
required - Available in all 50 states
- Will entertain risks within 2 miles of the coast
- Will entertain frame construction
- Roofs must have been repaired or upgraded within the last 15 years on Frame and JM construction
- Roofs must have been repaired or upgraded within the last 20 years on MNC or better construction
- Tri-county remains at $100 K
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