Critical Earthquake

Nearly 90% of Americans live in areas considered seismically active. Yet, despite widespread earthquake risk, most homeowners and commercial property policies exclude this peril. If your insured owns a commercial or residential property it is in their best interest to consider Earthquake coverage.



  • DIC including Earthquake, Earthquake Sprinkler Leakage, Landslide and Sinkhole
  • Flood may be offered in conjunction with Earthquake in certain areas


  • Access to all major U.S., London and Bermuda DIC markets, both admitted and non-admitted markets
  • Can handle any size schedule
  • Can quote Primary or Excess
  • Can provide quote comparisons
  • Ability to handle all Surplus Lines filings

Target Classes

We can accommodate all classes, sizes, ages, soil types of commercial and residential property, and in particular:

Hard to place structures, including:

  • Un-reinforced masonry
  • Tuck under parking
  • Locations with poor soil and older buildings
  • Office Buildings
  • Warehouses
  • Apartment and Condominium Complexes
  • Large Retail Schedules
  • Hotel Chains

Click here the USGS real-time earthquake map

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Robert Lynch
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