Vacant and Distressed Property

Distressed and vacant properties are an unfortunate byproduct of a challenging economy.  With a high level of expertise, a thorough understanding of exposure, and strong market relationships we can provide you with the hard to place distressed and vacant property coverage that you need.


Coverage (exceptions may apply)

  • DIC All Risk – including Flood and Earthquake
  • Special form
  • Replacement cost valuation is available
  • Theft
  • Contents
  • Fire, Lightning, Wind/Hail
  • Some products include General Liability
  • Exceptions: Unprotected or unsecured properties

Length of Contract Available

  • 6 months
  • 9 months
  • 12 months
  • (May vary if CAT-exposed)

Minimum Premium

    • $25,000

Target Classes

We can provide coverage for almost all types, but specialize in the following areas:

          • Retail stores
          • Restaurants
          • Condominiums / Apartments
          • Offices
          • Schedules of single family dwellings
          • Manufacturing / Warehousing
          • Various other commercial occupancies

Submission Requirements

      • Acord 125 and 126 (if GL is requested)
      • C.O.P.E. (including protection class, amount of time vacant, loss runs, security information, fire protections)

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Robert Lynch
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