Underlying Requirements

General Liability:

  • $1,000,000 Per Occurrence
  • $1,000,000 Personal & Advertising Injury
  • $2,000,000 General Aggregate per Location
  • $1,000,000 Products/Completed Operations Aggregate

Employee Benefits:

  • $1,000,000 (if applicable)

Automobile Liability:

  • $1,000,000 Combined Single Limit BI and PD

Employers Liability:

    • $500,000 Each Accident
    • $500,000 Disease Policy Limit
    • $500,000 Disease Each Employee

Liquor Law Liability:

  • $1,000,000 Each Occurrence/Aggregate per Location (Applicable to Hospitality and Restaurant Programs and specific Retail, Service and Wholesale risks)

D&O — Condo & Co-Op’s

  • $1,000,000 Each Occurrence and Aggregate

Professional Liability*

  • $1,000,000 Each Occurrence and Aggregate

Pesticide or Herbicide Applicator Liability*

  • $1,000,000 Each Occurrence and Aggregate

Underlying Carriers:

  • Underlying carriers must be A.M. Best rated A- VI or better with the exception of Employers Liability carriers which require an A.M. Best rating of B+ V or better.

* (Only for designated classifications)

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