How do I know if my risk is eligible for ezumbrella.com?
ezumbrella.com writes nearly 1,000 industry codes. Check out a full list of eligibility here.
How do I start a submission?
To gain access to ezumbrella, you must register with Preferred Concepts. Registration is quick, free and easy. Once you register, you will receive a login ID.
What happens if my account is declined?
If you are notified that your account has been declined it means that the risk did not qualify for the ezumbrella.com program. But don’t despair! Preferred offers a wide variety of solutions and may still be able to help you place this account. Contact us at 866-308-8555 to discuss additional options for your risk.
What happens if my account is referred?
If you are referred, it means that an underwriter is manually reviewing your risk. They’ll contact you shortly.
How do I bind coverage?
Binding coverage is as simple as clicking a button. Once you have reviewed your proposal, simply select the “Begin Binding” button, choose the option you want to bind, and then click “Request to Bind.”
How do I print my policy documents?
Your account documents may be printed from the account’s Attachment folder. There you will find all of your account documents to print or download.
About the Program
Who writes the ezumbrella.com policy?
National Surety Corporation (Fireman’s Fund) and Liberty Insurance Underwriters
Is there a rating requirement for underlying carriers?
Yes. Underlying carriers must be rated A-VI or better. Employer’s Liability carriers must be rated B V or better. For additional information concerning underlying requirements, view our Underlying Guidelines Summary
Do the umbrella liability date and the general liability date need to coincide?
No, ezumbrella.com can provide mid-term or short-term coverage.