Philip Clemente is a Junior Underwriter at ezumbrella.com, Preferred’s online umbrella liability platform. He has been with the ezumbrella.com team for nearly 5 years, helping thousands of agents across the country. Phil graduated from The College of New Jersey (formerly Trenton State College) in 2006 with a Bachelor of Science degree in General Business Administration and also played football for the school. He is a licensed property & casualty broker in New York.