As Senior Vice President of Preferred Underwriting, Ray is responsible for the underwriting and profitability of the Property and General Liability lines. While overseeing this book of business, Ray works with carrier partners to maintain Underwriting Guidelines and authority levels. Formerly the Vice President of Underwriting at Distinguished Programs Group, Ray advanced carrier relationships while managing underwriting coverage including Property, General Liability, Umbrella and D&O for real estate owners and managers. Over the past thirty years, Ray has cultivated considerable underwriting knowledge through various underwriting positions at CNA Insurance Co., American International Group, Zurich American Insurance Co., Home Insurance Co., and AIG Risk Management. Ray studied at Baruch College, College of Insurance and Northwestern University.