Products & Services — Program Solutions

Take advantage of the range of profitability-enhancing solutions Preferred Concepts can offer as a Managing General Agent, Program Underwriter or Program Administrator.

Acting as your Program Administrator, Preferred Concepts provides the quick turnaround you need, quoting and underwriting the broad coverage your client needs. We also provide state-of-the-art claims reporting capabilities coast-to-coast--all designed to help you minimize transaction costs and maximize productivity and customer satisfaction.

Programs
Preferred Concepts offers a variety of proven-successful programs and can customize new insurance and reinsurance programs to meet even the most specialized needs.

Some of our current programs include:

Primary Liability

• For Real Estate
  This exclusive, proprietary program creates a unique and preferential opportunity for Preferred Concepts business partners. A broad liability program, provided through the Integrated Risk Facilities risk purchasing group, offers state-of-the-art coverage. Underwritten by leading carriers, this program has a long record of success and of carrier and rate consistency.
  
• For Hospitality
  Another exclusive, proprietary program that creates a unique and preferential opportunity for Preferred Concepts business partners. Broad liability coverage, provided through the Integrated Risk Facilities risk purchasing group, is underwritten by leading carriers and expressly designed to keep pace with the market's latest policy terms and conditions, including full - limits liquor liability and non-auditable policies.

Umbrella Programs

• High-limit umbrella programs, with limits up to $300 million, are tailored expressly for real estate and hotel/motel risks through Preferred Concepts risk purchasing group affiliate, Integrated Risk Facilities.
• ezumbrella.com —This premier web solution enables brokers and agents to quickly and efficiently quote, bind and secure commercial umbrella insurance with top-rated insurers for companies in the construction, hospitality, manufacturing, real state, restaurant, retail, service and wholesale industries.
• The Industry Umbrella Program—Preferred Concepts offers a program solution for larger organizations that exceed our online program. Contact us for a quote.  Click here to review Eligible Classes.

Tailored Property Programs

• Whether your customer seeks a standard or HPR property solution, we can tailor a program that works—and gives you all of the benefits of a complete turnkey program. Our property programs provide broad coverage underwritten by an internationally recognized carrier. Substantial blanket limits, coverage for DIC perils, and a variety of program enhancements are available.